Home > What We Do > Personal Insurance > Private Client
Protecting What Matters Most
Our private client services offer personalized coverage and risk management solutions tailored to safeguard your wealth, property, and the unique lifestyle you’ve built – from family heirlooms to personal liability. Experience best-in-class service and unmatched expertise with Bearing Insurance Private Client.
Why Choose Bearing Insurance?
It’s simple, we go beyond standard coverage. Our dedicated private client team is committed to providing the right coverage for your distinct lifestyle and most valuable assets – including primary and vacation homes, boats and yachts, luxury vehicles, and international travel. Trust us to protect what matters most.
Property
We handle all types of homes and estates, from primary homes to coastal properties and mountain retreats, partnering with top carriers in the high-value market. We can easily navigate complex ownership arrangements, including LLCs and Trusts.
Automobiles
In today’s ever-changing automobile landscape, clients seek access to carrier markets that can cover both high-end collector cars and maximum production vehicles. We place vehicle coverage that goes beyond cars, encompassing watercraft, aircraft, and recreational vehicles.
Collectibles
When it comes to protecting unique and valuable collections, it’s important to review your belongings with an advisor to ensure there are no gaps in coverage. We work with carriers that offer protection for a variety of items, including fine art, jewelry, and wine.
Liability
The liability landscape for high-net-worth clients is complex. We offer solutions for various situations, including slander, libel, invasion of privacy, wrongful eviction, false arrest, domestic help, and more — with significant liability limits available.
Cyber
With the growing number of cyber threats, personal cyber coverage is an important protection available through home insurance. As cyber losses continue to rise, protecting your family from online risks has never been more crucial.
Flood
Flood insurance, often overlooked, is not included in standard home policies and 20% of all flood claims happen outside high-risk areas. Private flood insurance options are available that can offer higher limits and broader coverage than the National Flood Insurance Program.
Your Trusted Partner
At Bearing Insurance, we work with you to protect your most valuable assets. We start with an understanding of your lifestyle, risk profile, and objectives to design a plan that adapts to your unique needs, as you navigate life’s opportunities and challenges.
Let’s partner together to protect what matters most.