Home > What We Do > Commercial Insurance

We strive to put the client at the center of everything we do. Our approach focuses on understanding your unique needs and delivering insurance solutions with coverage built around you. Through our proprietary process, we provide personalized, proactive service that adapts as your needs change. Our value proposition is clear, we offer peace of mind through expert guidance, ensuring you’re always ready for whatever comes next.

Our Offerings

Property

Your business is more than just a building – it’s your livelihood. We offer commercial property coverage, safeguarding not only your property, but the heart of your enterprise. With Bearing Insurance on your team, you can focus on running your business.

Liability

Running a business means taking risks, but protecting it shouldn’t be one of them. We offer a range of liability insurance options to protect your business from accidental injuries, property damage, reputational harm, or financial loss.

Commercial Auto

Whether it’s one vehicle or an entire fleet, your business depends on staying in motion. From accidents to breakdowns, our commercial auto insurance solutions help protect against the risks that come with operating vehicles.

Workers’ Compensation

Your employees are the backbone of your business and their safety should be a top priority. For many businesses, workers’ compensation is one of the most significant insurance expenses. We partner with top insurance carriers to provide workers’ compensation solutions to help you reduce costs long-term.

Umbrella or Excess

Every business faces risks, and sometimes those risks exceed standard coverage limits. That’s where commercial umbrella insurance comes in. Gain an extra layer of protection, extending your coverage to safeguard against larger claims and unforeseen events. Our risk assessments can help you understand your liability exposures before a claim occurs.

Surety Bonds

When your business needs to build trust, a surety bond can make all the difference. Help secure contracts, meet legal requirements, and demonstrate your reliability to clients and partners. We offer a variety of surety bond solutions to help you navigate complex projects and secure peace of mind.

5 stars

Great experience! Needed insurance for two homes and 2 cars. They found me the best deal! Very professional and friendly. Highly recommend.

- Linda B.

5 stars

The agents at this company are extremely responsive, professional, and easy to work with. I highly recommend Bearing Insurance!

- Christine G.

5 stars

Bearing Insurance has been outstanding for our commercial real estate holdings. They have served us for over 10 years with great service and always looking for the best coverages to serve our budget needs. They are the BEST.

- Charles V.